A very convincing sounding call came in stating (in an automated voice) that they were the fraud division of my ATM / debit card and that it was deactivated. If I wanted to re-activate please press in the 16 digit #, which I did. They repeated the numbers back (all in an automated voice). They then asked for the 4 digit expiration date, at that point I realized it was a scam!
I called my bank, and they said it was definitely a scam. Please be aware!
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Close one! Hope they can't do anything w/ just your accnt. number. Probably better keep an eye on that account's activity.
Just for future reference, any time you want to activate a card, credit, debit or whatever, you have to make the call or go to your bank's website. And if your card has been deactivated, a bank generally will issue a new card w/ a new account number.
I have had 2 credit card numbers hijacked. One was after using it at a gas station, the other was after making an online purchase. Neither bank asked me for accnt. numbers when they contacted me about "suspicious activity" on my accnt. because they already had the numbers.
Never EVER give out your info. These scams are becoming more and more common. Best thing to do if you get a call like this is to ask them for THEIR phone number (chances are they won't give it to you, which should be a BIG red flag), but if they do give you a number, check it out with the local branch of your bank to make sure it's legit
Oh, also, sparkle...*69 and see if you can get the # they called from, then report it to the FTC, or the police...
The only time I discuss banking information on the phone is if I call the credit union.
If someone were to call me, I'd say "give me your number and I'll call you back"
Several years ago, when I was a single man and the only one on the bank account, I knew I had plenty of money in the bank and rarely looked at my statement.
One time, I happened to open the statement and saw a charge to "Yong's Hosery" for $208.00
Needless to say, I had not made such a purchase and it was a theft, probably at a convenience store gas station or a restaurant.
The scam we've been getting on both land line and cells is for Evergreen CU, a financial institution we've never had accounts in. I guess they figure they just might hit enough gullible ECU members to make it worth their while.
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I did hang up as soon as they asked for the expiration date, immediately called the bank, we cancelled the card and "flagged" the account.
They almost "got" me and I am so NOT gullible, they had this scam down. The *69 came up unavailable, as did the caller ID.
Oh, sparkle, I didn't mean that you were gullible! Obviously you aren't because you recognized the trouble you could be in before it was too late. As you say, though, these are very accomplished liars and thieves, and they know very well how to get their hooks into people and how to get them to let their guards down even just the slightest bit.
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98507, I did not take your post that way at all. Sorry if you thought I might have. My emphasis on "not" was an just an expression of how ungullible I usually am. I am always cautioning my 84 year old mother on these types of scams, only to almost be a victim to one myself!
(We had a chuckle over that one!)
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